Current Loan Rates

Real-Time Mortgage Rates
From 500+ Lenders Nationwide

Shop the entire market and find the best rates for your unique situation. Rates updated daily from our network of bank affiliates.

30-Year Fixed
6.875%
0.125% from last week

As low as 5.99% APR with qualifying credit

15-Year Fixed
6.250%
0.25% from last week

As low as 5.75% APR with qualifying credit

FHA 30-Year
6.500%
0.375% from last week

As low as 6.25% APR with 3.5% down payment

VA 30-Year
6.125%
0.125% from last week

As low as 5.875% APR for eligible veterans

Rates are estimates and may vary based on credit score, loan amount, property type, and other factors. Contact us for personalized rate quotes.

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Conventional Loans

Loan Program Interest Rate APR Down Payment Action
30-Year Fixed Conventional 6.875% 6.99% 3% minimum Get Quote
20-Year Fixed Conventional 6.625% 6.85% 3% minimum Get Quote
15-Year Fixed Conventional 6.250% 6.45% 3% minimum Get Quote
10-Year Fixed Conventional 5.875% 6.15% 5% minimum Get Quote

Government-Backed Loans

Loan Program Interest Rate APR Down Payment Action
FHA 30-Year 6.500% 7.25% 3.5% minimum Get Quote
FHA 15-Year 6.000% 6.85% 3.5% minimum Get Quote
VA 30-Year 6.125% 6.50% 0% down Get Quote
VA 15-Year 5.750% 6.25% 0% down Get Quote
USDA 30-Year 6.375% 6.85% 0% down Get Quote

Specialty Programs

Loan Program Interest Rate APR Requirements Action
Jumbo 30-Year Fixed 7.250% 7.50% Loan amounts > $766,550 Get Quote
5/1 ARM 6.750% 7.15% Fixed for 5 years Get Quote
7/1 ARM 6.875% 7.25% Fixed for 7 years Get Quote
Investment Property 7.750% 8.00% 20% down payment Get Quote
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Selected Bank Rates

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Conventional Loan Programs

Popular
6.875%
30-Year Fixed
6.250%
15-Year Fixed
6.625%
25-Year Fixed
7.125%
10-Year Fixed

As low as 3% down payment for qualifying borrowers. No PMI required with 20% down.

Government-Backed Loans

FHA/VA/USDA
6.500%
FHA 30-Year
6.125%
VA 30-Year
6.375%
USDA 30-Year

Low down payment options: FHA (3.5%), VA (0% down), USDA (0% down for eligible areas).

Specialty Programs

niche

Jumbo Loans

Loans above conforming limits. Competitive rates for high-value properties.

7.250%

Investment Property

financing for rental and investment properties.

7.750%

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As affiliates of 500+ banks and lenders nationwide, we shop the entire market to find you the lowest rate available for your specific situation.

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Conventional Loan Rates

Loan Program Rate APR This Week Points Get Quote
30-Year Fixed 6.875% 6.99% 0.125% 0.5 Get Quote
20-Year Fixed 6.625% 6.80% 0.125% 0.5 Get Quote
15-Year Fixed 6.250% 6.45% 0.25% 0.375 Get Quote
10-Year Fixed 5.875% 6.10% 0.10% 0.25 Get Quote
5/1 ARM 6.750% 7.15% 0.10% 0.5 Get Quote
7/1 ARM 6.875% 7.20% No Change 0.5 Get Quote

Disclaimer: Rates shown are national averages and may vary based on credit score (720+ FICO recommended for best rates), loan amount, property type, and location. Contact us for personalized rate quotes. As affiliates of 500+ lenders, we shop the entire market to find you the best rate.

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