Facing Foreclosure? Don't Wait — Time Is Critical.
As affiliates of every major bank nationwide, we shop the entire market to find you the best refinance rates, build equity, and create generational wealth for your family.
32+
Years Experience
500+
Bank Affiliates
Nationwide
All 50 States
Free
Initial Consultation
As affiliates of 500+ banks, we find the perfect loan for your situation—helping you build equity, upgrade your home, and create generational wealth for your family.
FHA, VA, Conventional loans, reverse mortgages, hard money funding, and equity lines of credit—all tailored to your unique situation.
Learn MoreLoan reinstatement, restructure programs, litigation support, short sale assistance, and deed-in-lieu negotiations.
Learn MoreIRS lien negotiation, Offer in Compromise, debt reduction, levy release, and full CPA representation for tax relief.
Learn MoreWills, trusts, asset protection strategies, and probate avoidance planning to secure your legacy.
Learn MoreBudgeting, retirement planning, credit score management, and strategies to maintain financial stability.
Learn MoreHOA process audits, service improvements, lien removal, and ensuring you get maximum value from HOA dues.
Learn MoreFind out exactly how much we can lower your payment and help you keep your home.
See how we can lower your payment and save your home
Updated daily from our network of 500+ lenders. Rates vary based on credit score, property type, and loan amount.
Rates shown are national averages and may vary based on credit score (720+ FICO recommended for best rates), loan amount, property type, and location. Contact us for personalized rate quotes tailored to your specific situation. As affiliates of 500+ lenders, we shop the entire market to find you the best rate.
Want to see rates from a specific lender?
View All LendersFor homeowners 62 and older with 50%+ equity. Receive tax-free cash through a reverse mortgage—you don't sell your home, you don't make monthly payments, and you keep ownership.
Receive proceeds tax-free. Consult your tax advisor about your specific situation.
Unlike forward mortgages, you don't make monthly payments. The loan is repaid when you leave the home.
You retain full ownership. The home is yours—you just access its equity.
HECM reverse mortgages are federally insured through HUD, protecting both you and your heirs.
We specialize in reverse mortgages nationwide. No matter where you live, we can help.
Basic reverse mortgage requirements
Age 62 or Older
At least one borrower must meet age requirement
50%+ Home Equity
Own home outright or have significant equity
Primary Residence
Home must be your primary place of residence
Financial Assessment
Must demonstrate ability to pay property charges
Reverse mortgage proceeds are tax-free. Consult your tax advisor.
Receive all funds at closing
Fixed monthly income for life
Access funds as you need them
Mix of any of the above options
Ready to access your home's equity without selling?
Powered by Bankrate — updated multiple times daily from nationwide lenders
30-Year Fixed (Avg)
6.875%
-0.125% this week
Source: Freddie Mac
May 15, 2026
15-Year Fixed (Avg)
6.250%
-0.25% this week
Source: Freddie Mac
May 15, 2026
FHA 30-Year
6.500%
VA 30-Year
6.125%
Rates sourced from Bankrate, Freddie Mac, and Trading Economics. Rates updated daily. Actual rates may vary based on credit score, property type, and loan amount.
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See how our rates compare to national averages
Get Personalized Rate QuoteWe partner with every major lender in America. Select your preferred bank below to explore current rates, programs, and exclusive offers available to you.
Can't find your bank? We work with 500+ lenders. Contact us for personalized assistance.
Don't see your bank? We work with over 500 lenders nationwide!
Contact Us to Find Your LenderAs affiliates of 500+ banks nationwide, we shop the entire market to find you the best rates, build equity, and create generational wealth for your family.
500+ bank affiliates means we find the perfect loan for your situation.
Strategic refinancing to maximize your home's equity and value.
Help secure your family's financial future through smart homeownership.
Years Experience
Bank Affiliates
All 50 States
Consultation
Successfully Assisted
Over 10,000 Families
Request your free consultation and discover how we can help you protect your home and secure your family's future.
We make it easy to get the help you need. Here's how our process works from start to finish.
Reach out for your free, no-obligation consultation. Tell us about your situation.
We review your financial situation, identify challenges, and explore all options.
We create a customized plan and begin working on your behalf immediately.
Achieve financial stability, protect your home, and secure your future.
Quick answers to help you understand how we can help.
Still have questions?
Contact UsDon't face financial challenges alone. Let our team of experts fight for you.
Our commitment to excellence has earned us recognition from industry leaders and the trust of homeowners across America. Here's what sets us apart as the premier choice for all your financial needs.
Better Business Bureau Accredited
Federal Housing Administration
Nationwide Multistate Licensing
Enterprise Security Standards
"They saved my home from foreclosure when I thought there was no hope. Their team fought for me and got my loan modified. I can't thank them enough for giving my family a second chance."
Maria J.
Los Angeles, CA • Saved $187,000
"Their expertise in tax settlement was incredible. They settled my IRS debt for a fraction of what I owed. Professional, responsive, and they actually cared about my situation."
Robert T.
Chicago, IL • Saved $94,000
"Their estate planning services gave me peace of mind I never had before. They created a comprehensive plan that protects my family and minimizes taxes. Worth every penny."
Susan K.
Phoenix, AZ • Protected $2.3M