The tax relief industry is filled with scammers promising "pennies on the dollar" settlements that never materialize. They take your money and disappear — or worse, do nothing while IRS collection continues. Dream Financial Management helps taxpayers find legitimate relief and avoid scams since 1994.
1. "Pennies on the Dollar" Guarantee
No legitimate firm guarantees a specific settlement before reviewing your finances. OIC acceptance is based on your RCP — not a sales pitch.
2. Demanding Full Payment Upfront
Legitimate firms charge as work is completed. If they demand thousands before doing anything — run.
3. High-Pressure "Act Now" Tactics
Legitimate tax relief takes time. Anyone pushing you to sign and pay immediately is selling, not helping.
4. No Physical Address or Phone
Scam companies often hide behind websites with no real office, no phone, and no mailing address.
5. Claims of "Special IRS Programs"
The IRS Fresh Start Program is real — but its terms are public. Anyone claiming "secret" IRS programs or "special connections" is lying.
6. Won't Provide a Written Contract
Always get a written services agreement detailing exactly what will be done, the timeline, and the total cost.
7. Fake IRS Letters or Threats
Some scammers send fake IRS-looking letters to scare you into paying them. Real IRS notices have specific control numbers you can verify.
8. No Licensed Tax Professionals
Legitimate firms employ CPAs, Enrolled Agents, or tax attorneys. Ask who will be handling your case and verify their credentials at IRS.gov.
9. They Contact YOU First
The IRS never calls, emails, or texts first. Neither should a legitimate tax relief firm be cold-calling you with threats about your tax debt.
10. Disappear After Getting Paid
The most common scam: they take your money, do little or nothing, then stop answering calls. Your IRS problems get worse while your money is gone.
Look for: licensed professionals (CPA, EA, or tax attorney), a physical office address, transparent flat-fee pricing, written service agreements, verifiable track record, and willingness to explain your options without pressure. Check the IRS Directory of Federal Tax Return Preparers. Ask for references. Read Google reviews and Better Business Bureau ratings.
We provide transparent pricing, licensed professionals, and a free consultation with no obligation. You'll speak with a real person who reviews your case before quoting any fee.
Get Legitimate Tax Help — Free Consultation