For homeowners 62 and older with 50%+ equity. Receive the cash you deserve without selling your home, making monthly payments, or giving up ownership. We service all 50 states.
All 50 States
Nationwide Service
HUD-Insured
HECM Program
No Payments
While You Live There
A reverse mortgage is a powerful financial tool that allows homeowners 62+ to access their home equity without selling, making monthly payments, or giving up ownership. Here's why it's the right choice for many retirees.
Receive your funds tax-free. The money you access through a reverse mortgage is not considered taxable income. Consult your tax advisor about your specific situation.
Unlike a traditional forward mortgage, you don't make monthly payments. The loan balance grows over time but you never have to worry about another mortgage payment.
You retain full ownership of your home. A reverse mortgage is a loan against your home—you're not selling it. You can stay in your home for as long as you want.
HECM reverse mortgages are federally insured through HUD. This protects you, your heirs, and ensures you can never owe more than your home's value.
Choose how you receive your funds: lump sum, monthly payments, a line of credit, or any combination. Customize your cash flow to match your needs.
We specialize in reverse mortgages nationwide. No matter where you live in the United States, we can help you access your home's equity.
At least one borrower must meet the minimum age requirement of 62 years old.
You must own your home outright or have significant equity (typically 50%+ of home value).
The property must be your primary residence. Second homes and investment properties don't qualify.
You must meet with a HUD-approved counselor and demonstrate ability to pay property taxes and insurance.
Not sure if your property qualifies?
Contact Us for Free AssessmentHECM reverse mortgages offer multiple ways to access your home equity. Choose one option or combine them to create a customized cash flow strategy.
Receive all available funds in a single payment at closing.
Set up fixed monthly payments for as long as you live in the home.
Access funds as you need them, only paying interest on what you draw.
Mix any of the above options to create your perfect cash flow.
Note: The amount you can borrow depends on your age, home value, interest rates, and program limits. Our reverse mortgage specialists will help you understand exactly how much you may be eligible to receive.
With decades of experience and thousands of successful reverse mortgage transactions, we're the trusted choice for homeowners 62 and older who want to unlock their home's equity.
Our experienced counselors guide you every step of the way—from initial consultation through closing. We provide personalized one-on-one support to ensure this loan fits your retirement goals.
Take our free online reverse mortgage course at your own pace. We help ensure this loan is the right fit for you before you commit—knowledge is power.
We set up escrow accounts for 10-15 years to cover your property taxes and insurance. No more worries about bills—relax and enjoy your retirement.
Use your equity to update your home for the next 10-15 years of retirement. We help you plan renovations so you can live comfortably and stress-free.
We take time to understand your situation and explain all options honestly. A reverse mortgage isn't right for everyone—and we'll tell you if it's not right for you.
Single-family homes, condos, townhouses, manufactured homes, and 2-4 unit properties. If it qualifies, we can help.
Get your free, no-obligation reverse mortgage evaluation today. We're available in all 50 states and ready to help you unlock the value in your home.
HECM reverse mortgages are insured by the U.S. Department of Housing and Urban Development (HUD).