The IRS Fresh Start initiative makes it easier than ever to resolve tax debt — expanded OIC eligibility, streamlined installment agreements up to $50K, easier lien withdrawals, and penalty relief. Dream Financial Management helps taxpayers access Fresh Start benefits nationwide since 1994.
Fresh Start expanded OIC access by relaxing the RCP calculation: reduced multipliers on future income, more flexible expense allowances, and easier qualification for taxpayers with moderate assets. More people qualify than before 2012.
Taxpayers owing up to $50,000 can now get streamlined installment agreements — raised from $25,000. Up to 6 years (72 months) to pay. No financial statement required for most cases. Faster approval process.
Fresh Start makes it easier to withdraw — not just release — federal tax liens. With a Direct Debit Installment Agreement, liens can be withdrawn after three consecutive payments. This removes the lien from your credit report entirely.
Fresh Start expanded access to penalty relief. First-Time Abatement waives penalties for one tax period if you had no penalties in the prior 3 years. The IRS also expanded reasonable cause criteria for penalty removal.
Not all IRS ads are scams — Fresh Start is an actual IRS program. But you must meet the criteria and file correctly. Dream Financial Management evaluates your Fresh Start eligibility in your free consultation. Since 1994.
Check Fresh Start Eligibility — Free