Rabun County Homeowners

Facing Foreclosure in Rabun County? We Can Help.

Dream Financial Management helps homeowners across Rabun County, Georgia — including Clayton, Tiger and Dillard — explore mortgage relief options before the first-Tuesday sale. If you have missed mortgage payments or received a notice of intent to foreclose, act now to protect your home.

Get Free Foreclosure Help

No obligation. No pressure. Free guidance.

Your information is confidential and never sold.

Act Early — Time Matters in Georgia Foreclosure

Georgia is a non-judicial foreclosure state, which means the process can move quickly — often more quickly than homeowners expect. Some Georgia foreclosure timelines can move in approximately 37 days depending on when statutory requirements are satisfied, but individual timelines vary. The longer you wait, the fewer options you keep.

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Missed payments don't define your future. Explore loss mitigation and loan modification options now.

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Know the Process

How Foreclosure Works in Georgia

1

Notice of Intent & Security Deed

Foreclosure under a security deed begins when the lender acts on the power of sale (O.C.G.A. §44-14-162).

2

Pre-Sale Notice

The lender provides statutory notice and records a notice of sale under power before proceeding to the auction.

3

Publication for Four Weeks

The notice of sale must be published for four consecutive weeks in the proper county, establishing the projected sale date.

4

First-Tuesday Sale in Clayton

The foreclosure auction is held on the first Tuesday of the month at the Rabun County Courthouse in Clayton, Georgia.

5

Confirmation & Deficiency

Where applicable, the lender may confirm the sale and pursue a deficiency judgment for any shortfall.

6

Loss Mitigation & Options

Loan modification, forbearance, short sale and other workout options may still be available — explore them early.

Communities We Serve

Rabun County Communities & Assistance Options

Local Communities

  • Clayton — County Seat & Sale Venue
  • Tiger
  • Dillard
  • Surrounding Northeast Georgia Mountain Communities
(213) 536-9372

Assistance Options

Loan Modification

Explore adjusted terms that fit your budget.

Forbearance

Temporary relief to get back on track.

Short Sale

A possible way out when you owe more than the home is worth.

Workout Options

Guidance through the loss mitigation process.

Resources & FAQs

Documents, FAQs & Resources

Documents to Have Ready

  • Mortgage statement & loan number
  • Notice of intent to foreclose (if received)
  • Security deed & closing documents
  • Proof of income (pay stubs, tax returns)
  • Recent bank statements
  • Hardship letter explaining your situation

Frequently Asked Questions

Ready to Explore Your Options?

A free, confidential conversation with Dream Financial Management can help you understand your foreclosure relief options in Rabun County.

Call (213) 536-9372