Homeowners across Oldham County and the surrounding area face unique timing pressures because Texas forecloses faster than most states. Reach out today for clear, practical help before time runs out.
20-Day Cure
21-Day Notice
First-Tuesday Sale
Call (213) 536-9372 or complete the form. One of our team members will reach out.
Ordinary mortgage foreclosure in Texas is non-judicial, conducted under the power-of-sale clause in the deed of trust. Because there is no lawsuit or court filing, the timeline moves quickly and quietly. Acting early gives you the widest set of options.
Under Texas law you generally have a right to catch up on the default within a cure period before the sale can proceed.
The lender posts a 21-day Notice of Sale before the auction, which is held on the first Tuesday of the month.
Requesting loss mitigation such as a loan modification can pause or restructure the process before the sale date.
The sooner you reach out, the more options exist.
Don't wait for the Notice of Sale. Reach out today.
Your loan is secured by a deed of trust that includes a power-of-sale clause. This is why the process is non-judicial and does not go through a court lawsuit.
Texas Property Code §51.002 governs the process. The trustee gives notice of the default and the intent to sell, and posts a 21-day Notice of Sale before the auction.
A trustee or substitute trustee conducts the sale on the first Tuesday of the month at the location designated for foreclosure sales in Oldham County.
Oldham County is anchored by the county seat of Vega, with homeowners throughout the county and the broader Texas Panhandle region near Amarillo.
Homeowners in and around Vega and throughout Oldham County benefit from local, county-focused assistance.
Work through your lender's loss mitigation options, including a possible loan modification, to change the loan terms.
Understand your 20-day cure right, the 21-day Notice of Sale, and whether loss mitigation is still possible for your loan.
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