Tennessee is a non-judicial foreclosure state, with foreclosure generally following the deed of trust power-of-sale process. Our team helps homeowners in Maury County understand the state process, explore loss mitigation, and review loan modification and negotiated settlement options.
Tennessee is a non-judicial foreclosure state with a timeline that can move from notice to sale in roughly 60–90 days. Acting early can preserve more options and give you time to consider a workout.
Tennessee deeds of trust commonly include a power of sale that allows non-judicial foreclosure.
Notice of sale is generally published for 3 consecutive weeks in a newspaper and mailed to the borrower.
Homeowners have the right to enjoin, or stop, the sale by filing a lawsuit in court.
Tennessee law provides a 2-year redemption period, and loss mitigation, loan modification, or negotiated settlement may still be available before the sale.
A thorough review now can help you understand what may be possible before the sale date.
Call (213) 536-9372Tennessee Foreclosure Process
Tennessee foreclosures are typically non-judicial. Understanding the stages can help you act at the right time and explore options that may be available to you.
The process typically begins after missed mortgage payments. Tennessee law establishes requirements and timelines that the lender must follow before a foreclosure can proceed.
In a non-judicial foreclosure, the trustee must publish notice of the sale in the county according to the timeframes set out in Tennessee law, so property owners have prior notice.
The property is sold at a trustee sale on the scheduled date, usually at the county courthouse. The sale must be conducted in accordance with the requirements of the deed of trust and Tennessee law.
If the property is sold, the previous owner may be required to vacate. Tennessee may provide certain rights during this period. Acting before the sale often leaves more options open.
Contact us to discuss your situation. Understanding the stage of your case is the first step toward exploring your options.
(213) 536-9372Maury County Communities & Assistance
Maury County is home to a number of communities where homeowners may be navigating financial difficulty. Our foreclosure assistance is available to residents across the county.
The county seat of Maury County, where many community and courthouse-related processes are centered.
A growing community in the northern part of Maury County with a wide range of residential neighborhoods.
Residents across Maury County towns and unincorporated areas are also eligible for our guidance and support.
Depending on your situation, options may include loss-mitigation reviews, repayment plans, or other alternatives. We can help you understand what may apply to your case.
Documents & Frequently Asked Questions
Organizing your documents and understanding the basics can help when you reach out for assistance.
Every situation is different. Reach out to discuss where you stand and what steps may come next.