Nevada is a non-judicial foreclosure state — trustee sales complete in approximately 110 days. Las Vegas has one of the highest foreclosure rates in the nation, but Nevada's Homeowner Bill of Rights provides strong protections. Dream Financial Management since 1994.
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Nevada's Homeowner Bill of Rights and Foreclosure Mediation Program give Las Vegas residents powerful protections to stop foreclosure.
NV non-judicial trustee sale timeline
NV Homeowner Bill of Rights — dual tracking prohibited
Notice of default + sale must be recorded 90+ days before auction
Nevada prohibits dual tracking — lenders cannot foreclose while a complete loan modification application is pending. Requires single point of contact. Gives homeowners the right to sue for violations. These protections mirror California's HBOR.
Nevada's Foreclosure Mediation Program allows homeowners to request mediation with their lender. A neutral mediator facilitates negotiation. Many Las Vegas foreclosures are resolved through loan modifications negotiated in mediation.
Request NV Foreclosure Mediation Program to negotiate directly with your lender.
Submit a complete modification application — HBOR rules protect you from dual tracking.
Sue for HBOR violations or challenge lender errors to delay or stop foreclosure.
With Vegas's rebounding market, a short sale can help you exit without foreclosure on your record.