If you've fallen behind on your mortgage, Texas moves fast. Lampasas County homeowners in default have limited time to act before a non-judicial foreclosure sale under the deed of trust. Our team helps you evaluate loan modification, loss mitigation, and every option available — free and confidential.
Free & confidential · Serving Lampasas and all of Lampasas County
Tell us about your situation and we'll review your options promptly.
Texas uses a non-judicial foreclosure process under the power-of-sale clause in your deed of trust. There is no lawsuit, no summons, and no court order required — which means the clock can move significantly faster than in many other states. Acting early is the single most important step you can take.
Texas Property Code §51.002 requires a notice demanding cure at least 20 days before the sale. You may be able to bring the loan current — but only if you act within this tight window.
The trustee or substitute trustee must post a Notice of Sale at least 21 days before the sale date. That notice sets your auction date — and your decision deadline.
Texas foreclosures are auctioned on the first Tuesday of the month at the location designated for foreclosure sales in Lampasas County. That date arrives far sooner than most homeowners expect.
Call now for a free, confidential review of your options.
(213) 536-9372In Texas, most residential mortgage foreclosures are non-judicial. The lender forecloses through a trustee or substitute trustee under the deed of trust's power of sale, governed by Texas Property Code §51.002 — without filing a lawsuit, serving a summons, or obtaining a court judgment.
Because there is no court involvement for an ordinary mortgage foreclosure, the process can be fast. Understanding each step helps you know exactly where you stand and how much time you may have.
The foreclosure sale is held at the location designated for foreclosure sales in Lampasas County on the first Tuesday of the month. We don't guess the details — we confirm the venue specific to your situation.
You miss one or more required mortgage payments. The lender reviews the loan under the deed of trust's power-of-sale clause and considers starting the non-judicial process.
The mortgage servicer serves a notice demanding you bring the loan current, mailed at least 20 days before the sale. Paying the arrears within this window can stop the process.
The trustee or substitute trustee files and posts a Notice of Sale at least 21 days before the first-Tuesday auction, announcing the date, time, and sale location.
The property is sold at public auction on the first Tuesday of the month at the location designated for foreclosure sales in Lampasas County, with the winning bidder receiving a trustee's deed.
Loan modification and loss mitigation are your strongest tools, but they won't help after the auction. Reaching out before your sale date is essential.
Lampasas County sits in the heart of the Texas Hill Country, with its county seat in Lampasas. From Lampasas to homeowners throughout the county, we help local families facing potential foreclosure protect their homes.
Work toward changing the terms of your loan — such as lowering the rate or extending the term — to make the payment affordable and stop the sale.
We help you understand the 20-day cure window and how to bring the loan current before it becomes too late to stop the auction.
Evaluate every available loss mitigation option — including payment plans and other servicer programs — to find the best path to keep your home.
We review your notice of sale, your deed of trust, and the numbers on your loan so you understand exactly where you stand.
We explain the Texas process in plain language, with no jargon — so you can make an informed, confident decision about your home.
A free, confidential review is available to homeowners throughout Lampasas County — no obligation, no upfront cost.
Get free, confidential help before your first-Tuesday auction date.
Deed of Trust
Notice of Sale
20-Day Cure Demand
Mortgage Statement
Loan Modification App
Financial Docs
Get a free, confidential review of your Lampasas County foreclosure situation today.