Texas forecloses through a fast non-judicial process under the deed of trust's power-of-sale clause. If you live in Crosby County and have missed mortgage payments, acting early protects your options. Dream Financial Management provides a free, confidential review to Crosbyton, Ralls and homeowners throughout Crosby County.
Tell us about your situation. A specialist will review your options confidentially.
Under Texas law, an ordinary mortgage foreclosure is non-judicial. There is no lawsuit or court hearing before sale, and the timeline is measured in weeks, not months. The sooner you act, the more options you can preserve.
Once you receive a notice of default and intent to accelerate, Texas Property Code §51.002 generally gives you about 20 days to bring the payments current and cure the default before the lender accelerates the full balance.
Act within the windowThe lender or trustee must post and serve a Notice of Sale at least 21 days before the auction date, telling you when and where the foreclosure sale will take place.
Know the sale dateTexas foreclosure auctions are held on the first Tuesday of the month at the location designated for foreclosure sales in Crosby County. There is no redemption period after the sale for most residential mortgages.
Intervene before auctionIf you are facing default, speak with a specialist now. A loan modification or loss mitigation plan may still be possible before the first-Tuesday sale.
Call (213) 536-9372In Texas, an ordinary home loan is typically secured by a deed of trust with a power-of-sale clause. This allows the lender to foreclose without going to court, under Texas Property Code §51.002.
The loan is in default after payments fall behind. The lender or servicer sends a notice of default and intent to accelerate.
Under §51.002, you generally have about 20 days to cure the default and bring the loan current before acceleration.
The trustee posts and serves a Notice of Sale at least 21 days before the auction, stating the first-Tuesday sale date and location.
The property is sold at public auction on the first Tuesday of the month at the location designated for foreclosure sales in Crosby County.
You have the right to apply for loss mitigation and a loan modification before the sale. The notice itself does not end your options — but the sale date does. Act before the first Tuesday auction.
Crosby County spans the South Plains region of Texas. Dream Financial Management works with homeowners throughout the county — whether you are in the county seat of Crosbyton, the town of Ralls, or the surrounding rural farming communities.
Our assistance is available to homeowners in Crosbyton, Ralls, and communities throughout Crosby County, including the surrounding unincorporated areas of the South Plains.
Dependent on your situation and the investor's guidelines, a specialist can review the following with you:
Get a free, confidential review of your Crosby County foreclosure situation today.
Review My Situation (213) 536-9372Having these ready helps move your review faster:
Speak with a specialist about your options before the next first-Tuesday sale.
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