Massachusetts allows both judicial and non-judicial foreclosure. Boston homeowners have rights including right of redemption, mandatory right-to-cure notices, and strong consumer protection laws under MGL Chapter 244. Dream Financial Management since 1994.
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Massachusetts offers one of the longest right-to-cure periods in America — 150 days — giving Boston homeowners critical time to save their home.
MA allows judicial or non-judicial foreclosure
MA right-to-cure period before foreclosure
Strong MA borrower protection laws
Massachusetts requires lenders to send a 150-day right-to-cure notice before initiating foreclosure — one of the longest pre-foreclosure periods in the country. This gives Boston homeowners significant time to pursue resolution.
MA provides strong consumer protections including mandatory modification review, the right to raise lender compliance failures as a defense, and redemption rights. The Servicemembers Civil Relief Act provides additional protection for military members.
Use the 150-day cure period to negotiate affordable modification terms.
Pay off arrears during the generous cure period to stop foreclosure entirely.
Challenge lender compliance failures under MGL Ch. 244 as a defense.
With Boston's premium housing market, a short sale can protect your equity and credit.